Specialized UK Financial Compliance & Accounting for Regulated Industries
Expert sector-specific support for London’s regulated financial firms, tech innovators, and professional practices.
Payment Institutions (API)
We provide specialized financial oversight and safeguarding audits for London’s authorized payment institutions.
Common Challenges
- FCA safeguarding audit failures.
- Complex multi-currency reconciliations.
- Tight regulatory reporting windows.
- Internal capital adequacy risks.
★ Success Highlight: Implemented a compliant financial framework for a London-based firm, ensuring zero audit friction. Button: Book Sector Consultation
How We Help
- Company formation & registration
- 2: Complex multi-currency reconciliations.
- 3: Tight regulatory reporting windows.
- 4: Internal capital adequacy risks.
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E-Money Institutions (EMI)
Specialized financial frameworks and safeguarding audits for London’s authorized electronic money institutions.
Common Challenges
- Protecting high-volume electronic funds.
- Complex cross-border VAT reconciliation.
- Annual EMI statutory audits.
- Evolving Anti-Money Laundering rules.
★ Success Highlight: Implemented a compliant financial framework for a London-based firm, ensuring zero audit friction. Button: Book Sector Consultation
How We Help
- EMI Statutory Audits: Specialized year-end regulatory audits.
- Cross-Border VAT Advisory: Navigating international digital tax.
- 2026 AML Risk Assessments: Meeting latest UK standards.
- Automated Platform Integration: Connecting cores to Xero.
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Money Service Businesses (MSB)
Comprehensive accounting and AML compliance for high-street currency exchanges and international money transmitters.
Common Challenges
- HMRC registration and renewals.
- Monitoring complex agent networks.
- High-volume transaction reporting errors.
- Staying within AML perimeters.
★ Success Highlight: Implemented a compliant financial framework for a London-based firm, ensuring zero audit friction. Button: Book Sector Consultation
How We Help
- HMRC Registration Support: Leading your MSB applications.
- Independent AML Reviews: Verifying your compliance status.
- Forensic Transaction Analysis: Ensuring 100% accounting accuracy.
- Strategic Tax Planning: Reducing liability for exchangers.
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Crypto-Asset Service Providers
Expert financial guidance for UK-based crypto exchanges navigating the evolving MLR and HMRC frameworks.
Common Challenges
- UK MLR registration hurdles.
- Complex digital asset taxation.
- Verifying "Source of Funds."
- Lack of crypto-aware auditors.
★ Success Highlight: Implemented a compliant financial framework for a London-based firm, ensuring zero audit friction. Button: Book Sector Consultation
How We Help
- Crypto-Compliance Advisory: Guiding firms through registration.
- Digital Asset Bookkeeping: Specialized accounting for wallets.
- HMRC Crypto-Tax Filings: Reporting capital gains accurately.
- Investor-Ready Reporting: Preparing transparent, fundable records.
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Wealth Managers & IFAs
Strategic financial oversight for independent financial advisers and wealth firms under UK regulation.
Common Challenges
- Consumer Duty compliance risks.
- Client money (CASS) audits.
- Managing professional indemnity costs.
- Rising operational data costs.
★ Success Highlight: Implemented a compliant financial framework for a London-based firm, ensuring zero audit friction. Button: Book Sector Consultation
How We Help
- CASS Audit Preparation: Streamlining your client money audits.
- Automated Regulatory Reporting: Real-time data for FCA.
- Partnership Tax Returns: Specialized filings for advisors.
- Operational Efficiency Reviews: Reducing overheads through automation.
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Specialist Lending & Credit
Consumer Credit & Lending Finance. Description (14 words): Accounting and regulatory frameworks for firms offering consumer credit, mortgages, and specialized lending solutions.
Common Challenges
- Managing high-cost price caps.
- Credit risk liquidity modeling.
- Complex loan book valuations.
- Shifting consumer disclosure rules.
★ Success Highlight: Implemented a compliant financial framework for a London-based firm, ensuring zero audit friction. Button: Book Sector Consultation
How We Help
- Lending Portfolio Analysis: Verifying asset quality performance.
- Prudential Capital Planning: Monitoring your capital adequacy.
- Loan Book Bookkeeping: Structured accounts for credit.
- Regulatory Disclosure Support: Ensuring compliant customer communications.
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SaaS & Software Development
SaaS Growth & Subscription Finance. Description (13 words): Strategic financial management focused on MRR, churn metrics, and scalable cloud-based accounting solutions.
Common Challenges
- Tracking complex MRR/ARR metrics.
- Managing high developer payroll.
- Recognizing deferred subscription revenue.
- Scaling international payment gateways.
★ Prepared a London SaaS startup for a successful Series A by restructuring their MRR reporting.
How We Help
- SaaS Metric Dashboards: Real-time MRR and LTV tracking.
- Revenue Recognition Compliance: Accurate IFRS/FRS revenue mapping.
- Automated Billing Integration: Connecting Stripe/Paddle to Xero.
- Venture Capital Readiness: Preparing clean data for series-funding.
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AI & Machine Learning Startups
AI Innovation & R&D Strategy. Description (14 words): Specialist accounting for AI firms, focusing on heavy R&D investment and intellectual property valuation.
Common Challenges
- Claiming complex R&D tax credits.
- Capitalizing high compute costs.
- Valuing intangible AI assets.
- Managing large equity grants.
★ Recovered £250k in R&D tax credits for a generative AI firm within six months.
How We Help
- Technical R&D Claims: Maximizing HMRC innovation tax relief.
- Compute Cost Optimization: Strategic tracking of GPU/Cloud spend.
- IP Valuation Support: Financial modeling for your algorithms.
- EMI Scheme Implementation: Tax-efficient equity for top talent.
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Property Developers
Comprehensive financial modeling and tax structuring for residential and commercial property development projects.
Common Challenges
- High-interest project finance costs.
- Complex Option to Tax.
- Managing erratic development cashflows.
- Statutory reporting for SPVs.
★ Optimized the VAT structure for a £10m London residential build, saving £200k upfront.
How We Help
- Project Feasibility Modeling: Stress-testing your development margins.
- VAT Recovery Planning: Maximizing input tax reclaims.
- SPV Accounting Management: Clean financials for every entity.
- Capital Allowance Claims: Identifying tax-saving fixtures.
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Legal Practices & Solicitors
Specialized accounting for law firms focusing on SRA Accounts Rules and partnership tax.
Common Challenges
- Strict SRA audit compliance.
- Complex client money accounting.
- Managing partner capital accounts.
- Rising professional indemnity premiums.
★ Managed the seamless merger of two London law firms, consolidating their SRA-compliant accounts.
How We Help
- SRA Accounts Reviews: Ensuring total regulatory compliance.
- COFA Support Services: Assisting your Compliance Officer.
- Work-in-Progress Valuation: Accurate reporting for unfinished cases.
- Capital Allowance Claims: Identifying tax-saving fixtures.