Canary Wharf, London E14 · Fintech Specialists
Expert Fintech Accountants London & Canary Wharf
Our fintech accountants London team provides specialist accounting, FCA compliance & tax advisory for Payment Institutions, MSBs, Bureau de Change, E-Money firms, Money Remittance and Currency Exchange businesses across London.
Payment Institution
MSB
Bureau de Change
E-Money (EMI)
Payment Acquirer
Money Remittance
Money Transfer
Currency Exchange
FCA Authorisation
HMRC MLR
Fintech Sectors We Serve
Fintech Accountants London — Serving Every Regulated Sector
From FCA-authorised payment institutions to HMRC-registered money service businesses, our fintech accountants London team in Canary Wharf has deep hands-on experience across every regulated fintech sector.
Payment Institution
Small & Authorised Payment Institutions (SPI & API) — FCA authorisation, safeguarding accounts & regulatory reporting.
Bureau de Change
Full accounting, HMRC MLR registration, AML policy and tax compliance for currency exchange operators.
E-Money Institution
EMI accounting, FCA post-authorisation reporting, safeguarding compliance and annual accounts.
Money Remittance
Accounting for international remittance corridors, HMRC MLR registration, AML audits and statutory accounts.
Money Transfer (MSB)
Full-service MSB accounting: bookkeeping, compliance, Corporation Tax, VAT and HMRC MLR reporting.
Currency Exchange
Specialist accounting for FX operators including transaction reporting, safeguarding and regulatory filings.
Payment Acquirer
Accounting and compliance support for merchant acquiring businesses, including FCA reporting and tax planning.
Fintech Consultant
Business plan, financial projections, FCA application support and strategic advisory for fintech startups.
Our Services for Fintech Businesses
Everything Your Fintech Business Needs
From day-to-day bookkeeping to FCA authorisation and AML compliance — all under one roof in Canary Wharf, London. Contact our team or explore our full services.
| # | Service | Description | Category | Action |
|---|---|---|---|---|
| 01 | FCA Authorisation Support | End-to-end support for Small & Authorised Payment Institution (SPI/API) and E-Money Institution (EMI) FCA applications | Regulatory | Book Now |
| 02 | HMRC MLR Registration (MSB) | HMRC Money Laundering Registration for Money Service Businesses — bureau de change, money transfer & remittance firms | Regulatory | Book Now |
| 03 | AML Policy & Compliance Audit | Anti-Money Laundering policy drafting, AML audit, CIC (Change in Control) filing and ongoing MLR training for your team | Compliance | Book Now |
| 04 | Safeguarding Account Setup | Assistance opening segregated safeguarding bank accounts for Payment Institutions and E-Money firms per FCA/PSRs requirements | Regulatory | Book Now |
| 05 | Bookkeeping & Annual Accounts | Day-to-day transaction recording, bank reconciliation & statutory accounts for fintech businesses on Xero, QuickBooks & VT Transaction | Accounting | Book Now |
| 06 | Corporation Tax & VAT | CT600 filing, VAT returns (standard, flat rate & cash accounting) and tax planning specifically for payment and fintech businesses | Tax | Book Now |
| 07 | FCA Post-Authorisation Reporting | Ongoing FCA RegData submissions, annual reports, capital requirement monitoring and regulatory returns for authorised firms | Regulatory | Book Now |
| 08 | Business Plan & Financial Projections | FCA-ready business plans, financial models & sales forecasts for new payment institution and fintech licence applications | Advisory | Book Now |
| 09 | HMRC Investigation Defence | Expert representation during HMRC money laundering investigations, compliance reviews and regulatory enquiries for MSBs | Compliance | Book Now |
| 10 | Payroll & Company Secretarial | PAYE payroll, Companies House filings, confirmation statements and share transfer for fintech companies in London | Accounting | Book Now |
01Regulatory
FCA Authorisation Support
End-to-end support for SPI/API and E-Money Institution FCA applications
02Regulatory
HMRC MLR Registration (MSB)
HMRC Money Laundering Registration for bureau de change, money transfer & remittance firms
03Compliance
AML Policy & Compliance Audit
AML policy drafting, compliance audit, CIC filing and ongoing MLR training
04Regulatory
Safeguarding Account Setup
Segregated safeguarding bank account setup for Payment Institutions and E-Money firms
05Accounting
Bookkeeping & Annual Accounts
Transaction recording, bank reconciliation & statutory accounts on Xero, QuickBooks & VT
06Tax
Corporation Tax & VAT
CT600, VAT returns and tax planning for fintech and payment businesses
07Regulatory
FCA Post-Authorisation Reporting
RegData submissions, annual reports, capital requirement monitoring for authorised firms
08Advisory
Business Plan & Financial Projections
FCA-ready business plans, financial models & forecasts for payment institution applications
09Compliance
HMRC Investigation Defence
Expert representation during HMRC money laundering investigations and regulatory enquiries
10Accounting
Payroll & Company Secretarial
PAYE payroll, Companies House filings and share transfer for fintech companies in London
Why Choose Acumen
Why Choose Our Fintech Accountants London Team
Based at 1 Canada Square, Canary Wharf — the heart of London's financial district — we bring 17+ years of direct fintech and financial services accounting expertise.
APCC Member
We are a member of the Association of Professional Compliance Consultants (APCC), recognised by the Financial Conduct Authority (FCA) — giving you confidence in our regulatory expertise.
HMRC AMLS Regulated
Regulated by HMRC's Anti-Money Laundering Supervisory department. We handle HMRC Money Laundering investigations and registrations directly — no third parties involved.
FCA Authorisation Experts
Our CEO and senior team have hands-on experience in FCA authorisation applications for Small and Authorised Payment Institutions, E-Money Institutions and post-authorisation reporting via RegData.
Proven Track Record
We have successfully supported EasyEuro, MTB Exchange UK, B A Exchange, Cassava Remit, Vowpay, Standard Exchange UK and other leading London-based MSBs and fintech operators.
100% Cloud-Based
Full Xero, QuickBooks, Sage Cloud and VT Transaction support — with Irish Elements and Taxfiler for specialist compliance reporting. Access your accounts anytime, anywhere.
Dedicated Account Manager
Every fintech client is assigned a dedicated accountant from our Canary Wharf team. You always speak to someone who truly understands your business and its FCA/HMRC obligations.
Trusted by Leading Fintech & MSB Businesses in London
EasyEuro
MTB Exchange UK
B A Exchange (UK)
Cassava Remit
Vowpay
Standard Exchange UK
Mobility iTap Pay
IFIC Bank
TRM Innovations Ltd
Our Location
Serving Fintech Businesses
Across London from Canary Wharf
Across London from Canary Wharf
Our office is in the heart of London's financial district — 37th Floor, 1 Canada Square, Canary Wharf, E14 5DY. We serve fintech and financial services businesses across all of London and the UK, with specialist knowledge of the East London and Docklands fintech ecosystem.
Canary Wharf (E14)
Isle of Dogs
City of London
Shoreditch
East London
Stratford
Docklands
Greenwich
Common Questions
Fintech Accounting FAQs
Common questions from Payment Institutions, MSBs, and Fintech businesses across London.
Yes. Acumen provides specialist accounting, FCA regulatory reporting and tax advisory for Small and Authorised Payment Institutions (SPI & API) across London and Canary Wharf, including FCA application support and post-authorisation RegData reporting.
Absolutely. We are regulated by HMRC AMLS Department and assist MSBs — including bureau de change, money transfer and remittance businesses — with HMRC Money Laundering Registration (MLR), AML policy, compliance audits and ongoing reporting.
Yes. We provide full accounting, VAT, Corporation Tax and HMRC MLR compliance services specifically tailored for Bureau de Change operators in London, East London and Canary Wharf.
Yes. Acumen supports E-Money Institutions with FCA authorisation, post-authorisation reporting, safeguarding account setup and ongoing compliance under the Electronic Money Regulations 2011.
Yes. We have worked with leading remittance and money transfer operators including EasyEuro, MTB Exchange UK, Cassava Remit, B A Exchange and Standard Exchange UK — providing accounts, tax, HMRC MLR and FCA compliance support.
We are based at the 37th Floor, 1 Canada Square, Canary Wharf, London E14 5DY. We serve fintech and financial services businesses across all London boroughs including the City, East London, Shoreditch, Stratford, Greenwich and beyond — using fully cloud-based systems.
Ready to Work with London's
Leading Fintech Accountants?
Book a free 30-minute consultation with our Canary Wharf fintech team. No obligation, fixed pricing, response within 24 hours.