Property & Landlord Tax Services
Property & Landlord Tax Services
in
London & United Kingdom (UK)
Expert, fixed-price tax advice for UK landlords, property investors, and portfolio owners. Whether you own a single buy-to-let or a mixed-use portfolio, our HMRC-registered accountants ensure you're fully compliant — and never overpay a penny.
Fully HMRC-compliant rental income returns and tax planning
Capital Gains Tax (CGT) reporting within the 60-day deadline
Section 24 planning and limited company structuring advice
Dedicated accountant — one point of contact, no call centres
- Registered with HMRC
- ICO Data Registered
- Governed by UK tax law (ITTOIA 2005, TCGA 1992, FA 2003)
Service Overview
What Are Property & Landlord Tax Services?
Property and landlord tax services cover the full spectrum of UK tax obligations that arise from owning, renting, and selling residential or commercial property. As a landlord, you are legally required to report rental income to HMRC each tax year via Self Assessment — and that’s just the starting point.
Beyond income tax on rental profits, landlords must navigate Stamp Duty Land Tax (SDLT) on purchases, Capital Gains Tax (CGT) on disposals, and the increasingly complex rules around mortgage interest relief (Section 24). Get any of these wrong and the financial and compliance consequences can be severe.
At Acumen Accountants & Tax Advisor (AcumenAGC), we handle every aspect of your property tax affairs — from preparing and filing your annual Self Assessment return to advising on the most tax-efficient ownership structure for your growing portfolio.
Services Included
- Rental income tax returns (Self Assessment)
- Capital Gains Tax reporting & planning
- SDLT advice on acquisitions
- Section 24 impact analysis & mitigation
- Buy-to-let portfolio structuring
- Property held in limited company advice
- Non-resident landlord (NRL) scheme compliance
- Furnished Holiday Let (FHL) tax treatment
- HMRC correspondence & enquiry support
- Property income allowance (£1,000) optimisation
Who needs it?
Under UK tax law, you should consider professional trust and estate structuring if you meet any of the following criteria:
- SMEs & Limited Companies
- Startups
- High-Net-Worth Individuals
- Contractors & Freelancers
100%
Trusted and specialist
Who This Service Is For
Expert Property Tax Advice for the Modern UK Landlord
Our London audit team tailors every review to your specific industry requirements.
Private Landlords
Own one or more buy-to-let properties and need accurate, on-time Self Assessment returns filed with HMRC each year.
Portfolio Landlords
Four or more mortgaged properties classed as a portfolio by lenders — complex structuring and planning advice is essential.
Property Investors & Developers
Buying, developing, and selling property — CGT planning, SDLT optimisation, and development finance tax structuring.
Non-Resident Landlords
UK property income whilst living abroad? We register you with HMRC’s Non-Resident Landlord Scheme and file on your behalf.
Accidental Landlords
Renting a property you inherited or couldn’t sell? We bring you fully up to date with HMRC and manage your obligations going forward.
Limited Company Landlords
SPV or trading company property portfolios — Corporation Tax returns, director’s loan accounts, and dividend planning.
17+
Years of Experience
500+
Audits Completed
98%
Client Retention
24h
Response Time
Why Choose AcumenAGC
Why Choose AcumenAGC for Your Property Tax?
Choosing the right UK accountants for tax investigations can be the difference between a minor adjustment and a significant financial penalty.
- London Expertise, UK-Wide Reach: While we are a leading professional
- HMRC-First Approach: We maintain an impeccable record with HMRC, ensuring your filings are robust and defensible.
- Dedicated Property Accountant: You won’t be passed around. You will have a direct point of contact who understands your specific portfolio.
- Fixed & Transparent Pricing: We believe in value, not hourly billing. You will always know what you are paying upfront.
OUR PROCESS
How It Works — Our Simple 5-Step Process
We use a streamlined, tech-enabled approach to minimize disruption to your daily operations.
Step 01
Free Initial Consultation
Book a no-obligation 30-minute consultation — by phone, video call, or email. We’ll discuss your property portfolio, your current tax position, and what you need. There is no charge and no commitment.
Step 02
Fixed-Price Quote Issued
Within 24 hours, you receive a written, fixed-price quote for the exact services you require. Once accepted, you’ll be onboarded to our secure client portal and assigned your dedicated accountant.
Step 03
Document Collection & Review
Upload your rental statements, mortgage interest figures, expense receipts, and any other relevant documents via our encrypted client portal. We review everything and raise queries where needed — clearly and promptly.
Step 04
Tax Calculation & Planning
We calculate your rental profit, claim every allowable expense, and identify all legitimate tax-saving opportunities — including capital allowances, relief on finance costs, and applicable exemptions. We’ll always show you the workings.
Step 05
HMRC Filing & Ongoing Support
We submit your Self Assessment return (or CGT report) directly to HMRC on your behalf, confirm the submission to you in writing, and advise on any tax due and when to pay it. We then remain available for questions throughout the year.
FAQ
Statutory Audit Services: London & UK FAQ
Do I need to declare rental income to HMRC?
Yes. If your total rental income exceeds the £1,000 property income allowance in a tax year, you must declare it to HMRC via a Self Assessment tax return. This applies even if your profits after expenses are low. Failure to register and declare can result in HMRC penalties, interest charges, and in serious cases, a tax investigation. We handle registration and filing entirely on your behalf.
What expenses can I claim as a landlord?
Allowable expenses that reduce your taxable rental profit include: letting agent and management fees, property repairs and general maintenance (not improvements), buildings and contents insurance, mortgage interest (subject to Section 24 restriction for individual landlords), accountancy and legal fees, advertising costs, council tax and utilities paid during void periods, and certain home office costs if you manage the property yourself. We ensure every legitimate expense is claimed.
How does Section 24 affect my mortgage interest relief?
Section 24, introduced progressively from 2017 and fully in effect from April 2020, means that individual landlords can no longer deduct mortgage interest from rental income before calculating their tax liability. Instead, you receive a basic-rate (20%) tax credit on your finance costs. For higher-rate (40%) and additional-rate (45%) taxpayers, this can significantly increase your effective tax bill. One common solution is holding properties in a limited company, which is not subject to Section 24. We model both scenarios for you before making any recommendation.
What is the 60-day CGT rule for property sales?
Since 27 October 2021, UK residents who sell UK residential property and make a taxable gain must report and pay any Capital Gains Tax due within 60 days of completion. This is done via HMRC’s UK Property Reporting Service — a separate process to your annual Self Assessment return. Missing the deadline triggers automatic late-filing penalties starting at £100. We handle the full submission for you, often within days of receiving your completion statement.
Should I move my properties into a limited company?
It depends heavily on your personal tax position, the size of your portfolio, your long-term goals, and whether you have existing mortgages. A limited company pays Corporation Tax (25% for profits over £50,000) rather than Income Tax, and can fully deduct mortgage interest as a business expense. However, transferring existing properties triggers SDLT and CGT, and extracting profits as salary or dividends creates additional tax. For new purchases, a company structure often makes sense — but we always run a full comparison before advising.
Our Locations
London Property Tax Specialists — Serving the Whole of the UK
AcumenAGC is based in London, giving us first-hand familiarity with the capital’s distinctive property market — from high-value prime Central London assets in Westminster, Kensington & Chelsea, and the City of London, to the rapidly growing buy-to-let markets in east London boroughs such as Newham, Tower Hamlets, and Hackney, and popular commuter zones in Croydon, Bromley, and Ealing.
Whether your rental portfolio sits in a single London borough or spans the length of the UK, the same UK tax legislation applies — and we know it thoroughly. We regularly serve clients with properties in:
Canary Wharf &
Docklands (E14)
Westminster & Central London
The City of London (The Square Mile)
Camden, Islington & North London
Canary Wharf HQ
London, UK
Ready to Take the Stress Out of Property Tax?
Speak to a property tax specialist today. We’ll review your situation, explain your options clearly, and give you a fixed-price quote with no obligation. Most enquiries receive a response within 24 hours — often the same day.